When you choose TEFRA, INC, you choose the best Retirement Planning Service bar none!
You get experience, commitment and knowledge to give you the help you need in designing a qualified retirement plan!
The name is derived from the Tax Equity and Fiscal Responsibility Act (TEFRA) of 1982.
- We have been designing, consulting, and administering retirement plans for small business owners since we opened in 1984.
- We currently administer all kinds 0f plans, including defined benefit, profit sharing, 401(k) salary deferral, health and welfare, cafeteria, 457 for government and educational institutions, and 403(b) plans for not-for-profit organizations.
TEFRA is an abbreviation for:
- Fringes and
Qualified plans are an excellent way to build a retirement nest egg by turning tax dollars into savings.
Through systematic tax deductible contributions, small business owners may be able to retire, and still maintain their current standard of living. There are also tax-deferred benefits that can serve as a valuable tool in recruiting and retaining key employees. Selecting the best plan for you involves three main points:
- Identifying your needs and objectives
- Finding the best plan to meet them
- Communicating the plan benefits to employees
At TEFRA, Inc., we address all of these.
We design employee retirement and benefit plans that help you maximize the value of your investment in your employees. We will handle every aspect of your plan, from Design and Setup, Implementation and Enrollment, and Record Keeping. TEFRA provides service only.
Unlike many other pension consulting firms, we do not sell any products, so you are free to choose from everything on the market to find what will best suit your investment goals.
We will help with the enrollment process, and keep accurate records that are available on request and are sent to you at regular intervals. We will also keep you current on any changes in the law or the market as they may affect the administration of your plan. We will work with your accountants, attorneys, and investment advisors as appropriate to ensure good communication throughout the process.
Founder and President, Linda S. Mathieu
Linda Mathieu is a licensed Certified Public Accountant, working in the field of retirement planning for over 30 years. A graduate of the University of Baltimore, she began her career with the Social Security Administration, where one of her tasks was teaching employees how to review claims and authorize benefit payments.
When she left the government for the private sector, she started working with professionals and small corporations as a financial planner, developing retirement goals and plans. While working with a local pension consulting firm, she was instrumental in designing and obtaining IRS approval of the first qualified Supplemental Retirement Plans for federal employees.
In 1984, Ms. Mathieu opened her own benefits consulting firm, TEFRA, Inc. In two years, she bought out her former employer. She now consults to a long list of banks, brokerage firms, insurance companies, accounting firms, and many others.
Ms. Mathieu has been a member of the American Institute of Certified Public Accountants, Maryland Association of Certified Public Accountants, American Society of Pension Actuaries, and the National Institute of Pension Administrators. She has served as an ambassador for the Greater Annapolis Chamber of Commerce. She has taught classes in the Certified Employee Benefit Specialist program of the Wharton School of the University of Pennsylvania at Anne Arundel Community College.